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You may be eligible to completely remove your Personal Mortgage Insurance (PMI) from your mortgage payment. If you are, we will work directly with your mortgage servicer to complete all of the requirements to remove it from your loan. Doing this can lower your mortgage payment and save you money, all while keeping your low-interest rate. 

Contact us today to find out quickly and easily if you qualify. 

Do I Qualify?

Check if you qualify by answering a few short questions with our team. 

Step 1

Our team will review your case and determine if you are eligible to remove your PMI from your monthly mortgage payment.

Step 2

 If you qualify, we will work with your mortgage servicer on your behalf to remove your PMI from your monthly payments. 

Step 3

If you qualify, we can help you remove your Personal Mortgage Insurance from your monthly mortgage payment. Depending on your specific circumstance, removing it could potentially save you thousands over the course of your loan. Here’s how it works: 

Our Process 

We will handle all of the communication with your mortgage servicer, and keep you in the loop during the entire process. Contact us today to find out quickly and easily if you qualify. 

Do I Qualify?
What is Private Mortgage Insurance?
Private Mortgage Insurance (PMI) is a monthly insurance premium that is placed on a loan when the borrower has a loan amount that is more than 80% of the home's value. Although you pay the premium, PMI doesn't provide any protections for you as the homeowner. PMI only protects the lender in the event you stop making payments.The requirement to buy PMI usually also applies to refinancing a conventional loan, when your equity is less than 20 percent of the value of your home.
Do I have to refinance to remove my mortgage insurance?
No. Give us a call and with some easy steps and questions we can help you find out if you qualify for removal and explain the process.
Do I get to keep my current rate?
Yes! Removing your mortgage insurance will have no effect on the interest rate, balance, or remaining term on your existing mortgage. If cancelled, your payment will simply decrease by not paying the PMI.
How much money can I save?
The amount of savings can be thousands over the course of the loan. It varies however based on the amount of the PMI and the time left for it to remain active.
What’s the process?
Our team of experts are trained to work with mortgage servicers to remove the PMI. Using authorization from you, we will contact them directly and complete all of the requirements.
How much does it cost for this service?
The cost of our service is based on the original home value and months you’ve had your current mortgage. We will provide you with an estimate of the savings and associated costs during the initial consultation. There is nothing due up-front. Our fee will only be due if the PMI was successfully removed from your mortgage.Your mortgage servicer may require an appraisal or similar tool to estimate the current value of your home. In these cases, Mortgage Insurance Help will cover the up-front cost of these services. Only if your mortgage insurance is cancelled are you required to reimburse us for this cost, up to a fixed amount.

FAQ

The best way to determine your eligibility is by answering a few short questions with our team to find out whether you might have a case. Our team is ready to help you save money on your mortgage payment. 

Contact us today to find out quickly and easily if you qualify. 

Do I Qualify?

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If you are paying mortgage insurance on your mortgage payment, you may be able to save hundreds of dollars on your monthly payment and keep your low-interest rate. 

Contact us today to find out quickly and easily if you qualify.

Save Thousands on Your Mortgage - Without Refinancing

We Can Help You Save Money

How Does It Work?

Frequently Asked Questions

How Can I Start the Process?